Trust

A Living Trust is a legal document that you create to hold your assets for you while you are alive.   This title is called the Trustor.  You will also be the trustee of your trust, which allows you to manage the trust assets for the beneficiary. The beneficiary of the trust is you while you are alive.  Your life will go on the same way with a trust as it did without one.  The only difference is you do not own anything anymore your trust owns it.  You can open accounts and close them.  You can buy and sell real estate just like you did when you didn’t have a trust.  You own and control the trust so you don’t lose control.  This is how you avoid probate.

Now in your trust you will have back ups so in case you become incapacitated your successor trustee will step in and take care of the trust for you since you are still the beneficiary.  Should you unfortunately past away, your successor trustee will be in charge of administering your estate to your back up beneficiaries.

Your back up beneficiaries can be anyone you want: your children, grandchildren, friends, charities, etc.   You can leave it to them outright or over a period of time.  Your successor trustee has a fiduciary duty to prudently manage your trust for the benefit of the beneficiaries should you pay out their distribution over time.

Revocable Living Trust Package includes the following:

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